**********

Form 1098 and 1099 Information

Form 1099's for 2011 (interest earned on your share/savings, checking and certificate of deposit accounts)  have been mailed, to those members whose total interest earned was $10.00 or more.  You will not receive a 1099 if your interest earned was less than $10.00.

If you have a mortgage with us, you will (also) receive a Form 1098 (total interest paid in 2011) if the total interest paid was was more than $600.00. 

 If you itemize and your total interest paid was less than $600.00, please look at your December 31 quarterly statement, (previously sent to you) to find the total interest paid for the year.

1099 Forms can be found in your online banking information as well.

New Rates for Wire Transfer Fees

Effective January 1, 2012

Domestic Wire transfer

$12.50

International Wire Transfer Fee

$17.50

(transfer of foreign currency...lats, euros, etc.)

*************************

Annual Meeting Information

The Annual Meeting of the Latvian Cleveland Credit Union, Inc. will be held on Saturday, March 3, 2012, at 3:00 pm in the Main Parish Hall of the United Latvian Ev. Lutheran Church, 1385 Andrews Avenue, Lakewood, Ohio  44107.

AGENDA

1. Call to order
2. Ascertainment of Quorum
3. Reading and Approval of Minutes from the last meeting
4. Roll call of Directors and Committees
5. Report of the President
6. Report of the Manager/Treasurer
7. Report of the Vice President of Finance
8. Report of the Credit Committee
9. Report of the Audit Committee
10. New Business, Questions, Suggestions
11. Elections
12. Adjournment

Raffle

Refreshments/Dinner

**Organizations, Associations, Board Members and Non-Members are prohibited from participation in the raffle

Please Note: 

• Parking is allowed at the Masonic Temple
• Babysitting will be provided
• The meeting will be conducted in both Latvian and English 

Use Prepaid VISA Gift Cards!

Can be given for any special occasion!

(Like Christmas.....!!!!)

Prepaid VISA gift cards can be purchased in any denomination and can be used just like a credit card.  Cannot be used at gas stations (unless transaction takes place inside, not at pump), at hotels or at car rental agencies.

The best and most beautiful things cannot be seen or even touched.  They must be felt on the heart.

*****

Bauerfinancial, Inc., Coral Gables, Florida

has awarded

Latvian Cleveland Credit Union, Inc.

an Exceptional Performance Award

for continuously earning a five-star SUPERIOR rating.  This award recognizes the highest level of performance.

Rated five-stars since June, 1997

  Latvian Cleveland Credit Union, Inc.
1385 Andrews Avenue
Lakewood, Ohio 44107

(216) 228-1996 (800) 577-1996
Fax: (216) 521-8511
E-mail: latvian@ameritech.net

Office Hours:

Monday, Tuesday, Wednesday and Friday

9:00 am - 3:00 pm

Sundays

9:30 am - 10:30 am

Closed:

 Thursdays and Saturdays 

WELCOME

To see our current loan rates click here. Interested in our savings rates? click here. For a listing of all services available to you as a member click here.  Applications for loans--click here. 

If you are interested in a loan and would like to know your monthly payment go to the top of this page and click on the tab marked "calculators". This tab also has other interesting calculations that you may be interested in, so don't hesitate to look under this heading!!

The Latvian Cleveland Credit Union, Inc. is the largest Latvian credit union in the United States with assets exceeding $31 million. We have been awarded a 5-star, superior rating, by BauerFinancial, Inc., Coral Gables, Florida, and have been rated A five star institution since June, 1997. Five-stars is the highest rating and indicates that this credit union is one of the safest in the United States.  

To become a member of the Latvian Cleveland Credit Union, Inc. you must be: 

• A person of Latvian descent, who is a member of an acknowledged religious organization/church and their immediate families
• A member or employee of the American Latvian Association
• A past member of the Latvian Cleveland Credit Union or of the Latvian Church Credit Union who has terminated and wishes to reinstate his membership to the credit union
• A member of the Estonian Evangelical Lutheran Church, Cleveland, Ohio congregation

If you are eligible for membership and wish to become a member of the Latvian Cleveland Credit Union, please click on the "Contact Us" tab at the top left-hand column of this page or call us at (216) 228-1996 or toll-free at (800) 577-1996.  We look forward to having you as a new member!!!   

The Latvian Cleveland Credit Union is a full-service credit union. We offer savings accounts, checking accounts, IRA accounts (Traditional, Educational, Roth, SEP), Money Market Accounts, ATM cards and many other services. Please click here for a closer look at all of the other services that are available to you as a member.

We welcome new members

The Latvian Cleveland Credit Union welcomes new members and now has made joining even easier.  Just download the member application form found on the left hand side of this website, and send to us your completed form along with your deposit to join. 

You are eligible to join if any of the following pertain to you:

• a person of Latvian descent, who is a member of an acknowledged religious organization/church and their immediate families
• a member or employee of the American Latvian Association
• a past member of the Latvian Cleveland Credit Union or Latvian Church Credit Union, who has terminated their membership and wishes to reinstate his/her membership to the credit union
• a member of the Estonian Evangelical Church of Cleveland

The Latvian Cleveland Credit Union is a full-service credit union.  Please look through our website to review the benefits that await you as a member!!  We look forward to serving your needs!

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