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Our Services

  • Online Banking Services
  • Online Bill Payment for members with checking accounts
  • Electronic Transfer of Money
  • VISA Gift Cards
  • VISA TravelMoney cards for international use
  • Free Notary Public Services
  • ACH Origination
  • Direct Deposit
  • Checking Accounts
  • E*Statements
  • Individual Retirement Accounts--Traditional, Roth, Coverdell Educational
  • $2,000 Life Insurance on Savings Accounts
  • $250,000 Additional Share Insurance on Savings (provided through Excess Share Insurance)

For Fee Services

  • Domestic ($15) and International ($25) Wire Transfers

            Wire Transfer Form

Other Benefits Offered to Members

  • Loan Interest Rebate at Year End
  • Bonus Dividends at Year End
  • Scholarships (Latvian Center "Garezers" and College/University)


ATM Cards

We offer STAR ATM cards that can be used as an ATM card or a debit card at point of purchase (if you are able to key in your security code).  An additional transaction fee may apply at the ATM machine that you are using. We are a member of Alliance One, a network of credit unions, that allow members to transact ATM machines without a fee. For a listing of no-charge ATM machines, please access the website for a listing of ATM machines near you.

Life Insurance Benefit for All Members with Share Accounts

Up to $2,000 in life insurance benefits are available on all share/savings accounts based upon age at time of deposit and amount in the share/savings account at time of death.

  • 100% of the amount in savings/share account before member turned 55.
  • 75% of the amount in savings/share account before member turned 60.
  • 50% of the amount in savings/share account before member turned 65.
  • 25% of the amount in savings/share account before member turned 70.

* There is no life insurance benefit if member joined credit union after their 70th birthday.


We offer a variety of loan options, from first mortgages, new and used car loans to signature loans and share secured loans. We can custom tailor a loan for you! Please call our loan officer, Carmen, and she will be happy to discuss our loan products with you.

  • First Mortgage Loans
  • Home Equity Loans  - open-end and closed-end
  • New and Used Car Loans
  • Signature Loans
  • Share or Certificate of Deposit Secured Loans
  • Recreational Vehicle Loans
  • Vacation Loans
  • Boat Loans


NCUA Insurance

All savings accounts are separately insured for up to $250,000, and all IRA accounts are insured to $250,000.


  • An individual account is insured up to $250,000.
  • All IRA accounts are insured up to $250,000. This is in addition to the separately insured savings accounts.
  • A joint account is insured up to $250,000 for each account holder on the same account.  If there are 2 joint owners, each account holder is insured, therefore, the account will be insured for up to $500,000.  Likewise, if there are 3 joint owners on an account--up to $750,000 NCUA insurance per account.

Excess Share Insurance

All accounts are additionally insured for up to an additional $250,000 per account


  • An individual account is insured up to $500,000 per account. ($250,000 of NCUA insurance and $250,000 of Excess Share Insurance coverage).
  • All IRA accounts are insured up to $500,000. ($250,000 of NCUA insurance and $250,000 or Excess Share Insurance coverage)
  • Joint accounts can be insured up to $750,000 or more, depending upon how many joint owners there are, per account.